{"id":2037,"date":"2016-10-15T11:40:33","date_gmt":"2016-10-15T09:40:33","guid":{"rendered":"https:\/\/ssad.statistics.sk\/SSaD\/?p=2037"},"modified":"2020-01-16T12:50:02","modified_gmt":"2020-01-16T11:50:02","slug":"vplyv-prostredia-nizkych-urokovych-sadzieb-na-ziskovost-europskych-bankovych-sektorov","status":"publish","type":"post","link":"https:\/\/ssad.statistics.sk\/SSaD\/index.php\/vplyv-prostredia-nizkych-urokovych-sadzieb-na-ziskovost-europskych-bankovych-sektorov\/","title":{"rendered":"Vplyv prostredia n\u00edzkych \u00farokov\u00fdch sadzieb na ziskovos\u0165 eur\u00f3pskych bankov\u00fdch sektorov"},"content":{"rendered":"

J\u00e1n Klacso, \u0160tefan Rycht\u00e1rik, N\u00e1rodn\u00e1 banka Slovenska, Slovensk\u00e1 republika<\/p>\n

<\/p>\n

Strany: 3 – 20<\/p>\n

Abstrakt<\/h5>\n

TS\u00fa\u010dasn\u00e9 prostredie uvo\u013enenej menovej politiky je pre banky v euroz\u00f3ne ve\u013ekou v\u00fdzvou. D\u00f4vodom s\u00fa najm\u00e4 klesaj\u00face \u00farokov\u00e9 sadzby a zmen\u0161uj\u00face sa \u00farokov\u00e9 mar\u017ee, ktor\u00e9 vytv\u00e1raj\u00fa tlak na \u010dist\u00fd \u00farokov\u00fd pr\u00edjem. Na z\u00e1klade konsolidovan\u00fdch bankov\u00fdch \u00fadajov sprac\u00favan\u00fdch Eur\u00f3pskou centr\u00e1lnou bankou sme potvrdili siln\u00fa korel\u00e1ciu medzi \u010dist\u00fdmi \u00farokov\u00fdmi pr\u00edjmami a \u00favermi v bilanci\u00e1ch b\u00e1nk. Vz\u0165ah plat\u00ed tak pre stav jednotliv\u00fdch premenn\u00fdch, ako aj pre ich medziro\u010dn\u00fa dynamiku. Podobn\u00e1 s\u00favislos\u0165 sa preuk\u00e1zala medzi \u010dist\u00fdm \u00farokov\u00fdm pr\u00edjmom a \u00farokovou mar\u017eou. Z tohto d\u00f4vodu vytv\u00e1ra kombin\u00e1cia klesaj\u00facich \u00farokov\u00fdch mar\u017e\u00ed a slabej \u00faverovej aktivity ve\u013emi n\u00e1ro\u010dn\u00e9 podmienky pre ziskovos\u0165 b\u00e1nk. Tento efekt v\u0161ak nie je rovnak\u00fd vo v\u0161etk\u00fdch krajin\u00e1ch Eur\u00f3pskej \u00fanie. Tradi\u010dn\u00e9 bankov\u00e9 sektory, ak\u00fdm je aj slovensk\u00fd bankov\u00fd sektor, s\u00fa na pokles \u010dist\u00fdch \u00farokov\u00fdch pr\u00edjmov citlivej\u0161ie.<\/p>\n

\n

\u010cl\u00e1nok na stiahnutie<\/span>
\n<\/i> PDF<\/a> (1,7 MB, 609 stiahnut\u00ed)<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

J\u00e1n Klacso, \u0160tefan Rycht\u00e1rik, N\u00e1rodn\u00e1 banka Slovenska, Slovensk\u00e1 republika<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[796],"tags":[884,201,885,886,887],"class_list":["post-2037","post","type-post","status-publish","format-standard","hentry","category-4-2016-vedecke-clanky","tag-autor-jan-klacso","tag-autor-stefan-rychtarik","tag-urokove-sadzby","tag-urokovy-prijem","tag-ziskovost-bank"],"_links":{"self":[{"href":"https:\/\/ssad.statistics.sk\/SSaD\/index.php\/wp-json\/wp\/v2\/posts\/2037","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ssad.statistics.sk\/SSaD\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ssad.statistics.sk\/SSaD\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ssad.statistics.sk\/SSaD\/index.php\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/ssad.statistics.sk\/SSaD\/index.php\/wp-json\/wp\/v2\/comments?post=2037"}],"version-history":[{"count":2,"href":"https:\/\/ssad.statistics.sk\/SSaD\/index.php\/wp-json\/wp\/v2\/posts\/2037\/revisions"}],"predecessor-version":[{"id":2040,"href":"https:\/\/ssad.statistics.sk\/SSaD\/index.php\/wp-json\/wp\/v2\/posts\/2037\/revisions\/2040"}],"wp:attachment":[{"href":"https:\/\/ssad.statistics.sk\/SSaD\/index.php\/wp-json\/wp\/v2\/media?parent=2037"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ssad.statistics.sk\/SSaD\/index.php\/wp-json\/wp\/v2\/categories?post=2037"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ssad.statistics.sk\/SSaD\/index.php\/wp-json\/wp\/v2\/tags?post=2037"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}